Home Values in Ruston, Louisiana — 2026 Market Report
Updated March 2026 | Balanced Market | +3.2% YoY
The median home value in Ruston, Louisiana is $175,000 as of March 2026, which is below the national median of $400,000. Home values in Ruston have increased by 3.2% over the past year and 17.1% over the last five years. With a population of 22,188 and a median household income of $32,250, the price-to-income ratio stands at 5.4x, making Ruston affordable for the average household.
Ruston Housing Market Conditions
| Metric | Ruston | National Avg |
|---|---|---|
| Median Home Value | $175,000 | $400,000 |
| YoY Appreciation | +3.2% | +3.8% |
| 5-Year Appreciation | +17.1% | +22.4% |
| Price per Sq Ft | $48 | $222 |
| Days on Market | 57 days | 45 days |
| Months of Supply | 3.1 | 3.5 |
| List-to-Sale Ratio | 101.9% | 98.5% |
| Monthly Homes Sold | 12 | — |
| Foreclosure Rate | 0.39% | 0.3% |
Home Value Trends in Ruston
A homeowner who purchased at the median price of $149,445 five years ago in Ruston would have gained approximately $25,555 in equity, representing a 17.1% return on investment. Over the past year alone, the typical homeowner gained $5,426 in home equity.
Affordability in Ruston, LA
With a median household income of $32,250 and a median home price of $175,000, the price-to-income ratio in Ruston is 5.4x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $1,262 compared to estimated monthly ownership costs of $911 gives a rent-vs-buy ratio of 0.72. In Ruston, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Ruston
The effective property tax rate in Louisiana is 0.55%. On a home valued at $175,000, the estimated annual property tax bill is $963, or approximately $80/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Ruston is 80.5 (100 = national average), indicating living costs are below the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Ruston, LA?
The median home value in Ruston, Louisiana is $175,000 as of March 2026. Home values have changed +3.2% over the past year, with a 5-year appreciation of 17.1%.
Is Ruston a buyer's or seller's market?
Ruston is currently a balanced market with 3.1 months of housing supply. Homes spend an average of 57 days on market, and the list-to-sale price ratio is 101.9%. Supply and demand are relatively balanced.
Are home values going up in Ruston?
Yes, home values in Ruston have increased by 3.2% over the past year. The 5-year appreciation rate is 17.1%, meaning a home worth $149,445 five years ago is now worth $175,000.
Is it better to rent or buy in Ruston?
The average monthly rent in Ruston is $1,262, while estimated monthly homeownership costs are approximately $911. The price-to-rent ratio is 11.6. Based on current conditions, buying may be more cost-effective than renting in this market.
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Disclaimer: Home value data for Ruston, Louisiana is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.