Mortgage Rates in Burleson, Texas — March 2026
Updated March 2026 | Based on Burleson market data and regional lending conditions
Burleson is a growing city in Texas with a population of 49,975. The current 30-year fixed mortgage rate in Burleson is 6.88%, which is 0.23% above the national average. With a median home price of $252,000 and a 20% down payment of $50,400, homebuyers can expect a monthly principal and interest payment of approximately $1,325.
Current Mortgage Rates in Burleson, TX
Below are the current average mortgage rates available in the Burleson area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.88% | 6.65% | +0.23% |
| 15-Year Fixed | 6.09% | 5.89% | +0.2% |
| 5/1 ARM | 6.33% | 6.15% | +0.18% |
| FHA | 6.56% | 6.25% | +0.31% |
| VA | 6.31% | 6.05% | +0.26% |
| Jumbo | 7.13% | 6.85% | +0.28% |
Burleson Housing Market Overview
The Burleson housing market offers relatively affordable housing compared to many major cities. The median household income in Burleson is $63,900, and the cost of living index is 87.3 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $73,800 to comfortably afford the median-priced home in Burleson, which exceeds the current median household income.
Monthly Payment Breakdown for Burleson
Based on the median home price of $252,000 with 20% down ($50,400), here is what you can expect to pay monthly in Burleson:
15-Year vs. 30-Year Mortgage in Burleson
Choosing a 15-year mortgage in Burleson at 6.09% instead of a 30-year at 6.88% would save you $169,020 in total interest over the life of the loan. However, your monthly payment would be $1,711 instead of $1,325 — an increase of $386 per month.
Calculate Your Burleson Mortgage Payment
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Open Free CalculatorFrequently Asked Questions About Mortgages in Burleson
What are the current mortgage rates in Burleson, TX?
As of March 2026, the average 30-year fixed mortgage rate in Burleson, Texas is 6.88%, while the 15-year fixed rate is 6.09%. FHA loans average 6.56% and VA loans 6.31%. These rates are 0.23% above the national average of 6.65%.
How much is a monthly mortgage payment in Burleson?
Based on the median home price of $252,000 with 20% down, the estimated monthly mortgage payment in Burleson is $1,325 for principal and interest. Including property taxes of $397/month, the total monthly housing cost is approximately $1,722.
What income do I need to buy a home in Burleson?
Using the 28% rule, you would need an annual income of approximately $73,800 to afford the median-priced home in Burleson at $252,000. The median household income in Burleson is $63,900. This means most households would need to either earn above the median or consider homes below $252,000.
Is Burleson a good place to buy a home in 2026?
Burleson offers a below-average cost of living with a cost of living index of 87.3 (national average = 100). The property tax rate in Texas is 1.89%, which is above the national average. Burleson has a population of 49,975 and offers a very affordable lifestyle.
Mortgage Rates in Other Texas Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the Burleson, Texas area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.