Should You Buy a Home in 2026?: 7-Question Quiz

Personalized assessment. Answer 7 questions about your credit, savings, debt, job stability, and timeline. Get a score-based recommendation: STRONG GO / CAUTIOUS GO / NOT YET / KEEP RENTING. Plus 4-5 specific next steps based on your tier.

1 How long do you plan to stay in the home?

2 What is your credit score?

3 Down payment savings (% of target home price)

4 Emergency fund coverage

5 Job + income stability

6 Debt-to-income ratio (excluding future mortgage)

7 Local market: rent vs target purchase mortgage payment

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This quiz uses standard mortgage industry guidelines (28/36 DTI rule, FHA credit minimums, 6-month emergency fund). Results are educational, not financial advice. Consult a licensed mortgage advisor for your specific situation.