HomebuyingApril 24, 2026
How Much Down Payment Do You Need? Guide by Loan Type
You don't need 20% down to buy a house. Minimum down payments range from 0% to 5% depending on loan type — but the right amount depends on your specific situation.
HomebuyingApril 24, 2026
What Credit Score Do You Need to Buy a House in 2026?
You don't need a 740 credit score to buy a home. Minimum requirements start at 500-580 depending on loan type — but your score dramatically affects your rate and total interest paid.