Mortgage Rates in Wyoming — April 2026
Compare current mortgage rates across 46 cities in Wyoming. The average 30-year fixed rate is 6.69%, which is 0.6% above the national average of 6.09%.
Wyoming Housing Highlights
All 46 Cities in Wyoming
| City | 30-Yr Rate | Home Price | Monthly P&I | Population |
|---|---|---|---|---|
| Cheyenne | 6.7% | $315,000 | $1,626 | 65,132 |
| Casper | 6.7% | $265,000 | $1,368 | 58,720 |
| Gillette | 6.7% | $285,000 | $1,471 | 33,403 |
| Laramie | 6.7% | $285,000 | $1,471 | 32,158 |
| Upton | 6.74% | $355,000 | $1,840 | 31,270 |
| Hanna | 6.67% | $270,000 | $1,390 | 25,171 |
| Manderson | 6.89% | $315,000 | $1,658 | 23,608 |
| Rock Springs | 6.7% | $255,000 | $1,316 | 23,036 |
| Ten Sleep | 6.74% | $250,000 | $1,296 | 21,495 |
| Sheridan | 6.7% | $345,000 | $1,781 | 18,186 |
| Evanston | 6.08% | $225,000 | $1,089 | 11,824 |
| Green River | 6.65% | $240,000 | $1,233 | 11,808 |
| Riverton | 6.17% | $215,000 | $1,051 | 11,352 |
| Jackson | 6.89% | $235,000 | $1,237 | 10,532 |
| Cody | 6.78% | $222,000 | $1,155 | 10,014 |
| Rawlins | 6.89% | $210,000 | $1,105 | 8,608 |
| Lander | 6.74% | $217,000 | $1,125 | 7,651 |
| Douglas | 6.21% | $205,000 | $1,006 | 6,859 |
| Torrington | 6.11% | $165,000 | $801 | 6,501 |
| Powell | 6.6% | $195,000 | $996 | 6,314 |
| Worland | 6.8% | $247,000 | $1,288 | 5,250 |
| Buffalo | 6.65% | $243,000 | $1,248 | 4,585 |
| Wheatland | 6.65% | $203,000 | $1,043 | 3,627 |
| Newcastle | 6.7% | $231,000 | $1,192 | 3,532 |
| Thermopolis | 6.87% | $231,000 | $1,213 | 2,934 |
| Kemmerer | 6.63% | $237,000 | $1,215 | 2,656 |
| Glenrock | 6.68% | $199,000 | $1,025 | 2,576 |
| Lovell | 6.81% | $211,000 | $1,102 | 2,360 |
| Pinedale | 6.81% | $215,000 | $1,122 | 2,030 |
| Afton | 6.9% | $246,000 | $1,296 | 1,911 |
| Greybull | 6.61% | $196,000 | $1,002 | 1,847 |
| Fort Washakie | 6.89% | $198,000 | $1,042 | 1,759 |
| Saratoga | 6.72% | $205,000 | $1,060 | 1,690 |
| Star Valley Ranch | 6.61% | $203,000 | $1,038 | 1,649 |
| Lusk | 6.63% | $243,000 | $1,245 | 1,567 |
| Ethete | 6.74% | $240,000 | $1,244 | 1,553 |
| Mountain View | 6.72% | $212,000 | $1,097 | 1,321 |
| Basin | 6.64% | $200,000 | $1,026 | 1,285 |
| Sundance | 6.72% | $197,000 | $1,019 | 1,182 |
| Guernsey | 6.9% | $237,000 | $1,249 | 1,147 |
| Moorcroft | 6.69% | $232,000 | $1,196 | 1,009 |
| Dubois | 6.84% | $245,000 | $1,283 | 971 |
| Diamondville | 6.86% | $204,000 | $1,070 | 715 |
| Lingle | 6.7% | $198,000 | $1,022 | 468 |
| Burns | 6.74% | $229,000 | $1,187 | 301 |
| Clearmont | 6.72% | $220,000 | $1,138 | 139 |
Wyoming Mortgage Rates Guide — 2026
Wyoming homebuyers currently see an average 30-year fixed mortgage rate of 6.69%, with median home prices around $234,587. At these rates, the typical monthly mortgage payment (principal and interest with 20% down) is $1,210.
The most affordable city for homebuyers in Wyoming is Torrington, where the median home price is $165,000. On the other end, Upton has the highest prices at $355,000. Property tax rates across the state average 0.62%.
To comfortably afford a home at the state average price, a household income of approximately $51,857 is recommended, following the standard guideline that housing costs should not exceed 28% of gross income.
Use our free loan calculator to see your exact monthly payments and amortization schedule, or browse individual city pages below for localized rate data and market insights.
Frequently Asked Questions — Wyoming Mortgages
What are current mortgage rates in Wyoming?
As of April 2026, the average 30-year fixed mortgage rate in Wyoming is 6.69% and the 15-year fixed rate averages 5.93%. Rates vary by city, lender, and borrower qualification.
What is the average home price in Wyoming?
The median home price across 46 cities in Wyoming is $234,587. Prices range from $165,000 in Torrington to $355,000 in Upton.
How much income do I need to buy a house in Wyoming?
Based on the 28% debt-to-income guideline, you would need a household income of approximately $51,857 to comfortably afford the average home in Wyoming. The median household income in the state is approximately $59,009.
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