Mortgage Rates in Alaska — April 2026
Compare current mortgage rates across 44 cities in Alaska. The average 30-year fixed rate is 6.75%, which is 0.66% above the national average of 6.09%.
Alaska Housing Highlights
All 44 Cities in Alaska
| City | 30-Yr Rate | Home Price | Monthly P&I | Population |
|---|---|---|---|---|
| Anchorage | 6.7% | $355,000 | $1,833 | 291,247 |
| Juneau | 6.7% | $415,000 | $2,142 | 32,255 |
| Fairbanks | 6.7% | $275,000 | $1,420 | 31,535 |
| Chevak | 6.62% | $460,000 | $2,355 | 27,601 |
| Hoonah | 6.73% | $425,000 | $2,201 | 26,765 |
| Eagle River | 6.67% | $276,000 | $1,420 | 25,650 |
| Steele Creek | 6.9% | $370,000 | $1,949 | 22,182 |
| Wasilla Lakes | 6.79% | $375,000 | $1,954 | 19,814 |
| Badger | 6.74% | $290,000 | $1,503 | 19,482 |
| Knik-Fairview | 6.72% | $281,000 | $1,454 | 17,682 |
| College | 6.72% | $293,000 | $1,516 | 12,964 |
| Wasilla | 6.7% | $295,000 | $1,523 | 12,459 |
| Tanaina | 6.64% | $302,000 | $1,549 | 11,290 |
| Meadow Lakes | 6.72% | $278,000 | $1,438 | 9,197 |
| Sitka | 6.7% | $375,000 | $1,936 | 8,458 |
| Lakes | 6.64% | $284,000 | $1,457 | 8,364 |
| Ketchikan | 6.7% | $335,000 | $1,729 | 8,192 |
| Kenai | 6.83% | $251,000 | $1,313 | 7,424 |
| Palmer | 6.7% | $315,000 | $1,626 | 7,306 |
| Gateway | 6.61% | $242,000 | $1,238 | 6,789 |
| Bethel | 6.68% | $285,000 | $1,468 | 6,325 |
| Kodiak | 6.7% | $345,000 | $1,781 | 5,968 |
| Sterling | 6.79% | $287,000 | $1,495 | 5,918 |
| Homer | 6.8% | $281,000 | $1,466 | 5,522 |
| Farmers Loop | 6.74% | $278,000 | $1,441 | 5,140 |
| Soldotna | 6.61% | $241,000 | $1,233 | 4,768 |
| Unalaska | 6.82% | $225,000 | $1,176 | 4,758 |
| Barrow | 6.74% | $256,000 | $1,327 | 4,581 |
| Valdez | 6.83% | $257,000 | $1,344 | 3,982 |
| Big Lake | 6.74% | $274,000 | $1,420 | 3,833 |
| Nome | 6.89% | $235,000 | $1,237 | 3,699 |
| Butte | 6.76% | $220,000 | $1,143 | 3,634 |
| Petersburg | 6.89% | $265,000 | $1,395 | 3,398 |
| Kotzebue | 6.63% | $257,000 | $1,317 | 3,201 |
| Seward | 6.7% | $240,000 | $1,239 | 2,773 |
| Cordova | 6.76% | $227,000 | $1,179 | 2,609 |
| Haines | 6.78% | $227,000 | $1,181 | 2,547 |
| Houston | 6.83% | $251,000 | $1,313 | 2,432 |
| Dillingham | 6.84% | $222,000 | $1,163 | 2,368 |
| North Pole | 6.73% | $242,000 | $1,253 | 2,243 |
| Wrangell | 6.9% | $239,000 | $1,259 | 2,127 |
| Tok | 6.83% | $226,000 | $1,182 | 1,258 |
| Delta Junction | 6.89% | $268,000 | $1,411 | 1,059 |
| Craig | 6.8% | $219,000 | $1,142 | 1,036 |
Alaska Mortgage Rates Guide — 2026
Alaska homebuyers currently see an average 30-year fixed mortgage rate of 6.75%, with median home prices around $285,432. At these rates, the typical monthly mortgage payment (principal and interest with 20% down) is $1,480.
The most affordable city for homebuyers in Alaska is Craig, where the median home price is $219,000. On the other end, Chevak has the highest prices at $460,000. Property tax rates across the state average 1.04%.
To comfortably afford a home at the state average price, a household income of approximately $63,429 is recommended, following the standard guideline that housing costs should not exceed 28% of gross income.
Use our free loan calculator to see your exact monthly payments and amortization schedule, or browse individual city pages below for localized rate data and market insights.
Frequently Asked Questions — Alaska Mortgages
What are current mortgage rates in Alaska?
As of April 2026, the average 30-year fixed mortgage rate in Alaska is 6.75% and the 15-year fixed rate averages 5.99%. Rates vary by city, lender, and borrower qualification.
What is the average home price in Alaska?
The median home price across 44 cities in Alaska is $285,432. Prices range from $219,000 in Craig to $460,000 in Chevak.
How much income do I need to buy a house in Alaska?
Based on the 28% debt-to-income guideline, you would need a household income of approximately $63,429 to comfortably afford the average home in Alaska. The median household income in the state is approximately $72,338.
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