Current Mortgage Rates by City — March 2026

Compare mortgage rates across 564+ US cities. National average: 6.65% (30-year fixed).

30-Yr Fixed
6.65%
15-Yr Fixed
5.89%
5/1 ARM
6.15%
FHA
6.25%
VA
6.05%
Jumbo
6.85%

Alabama

Birmingham$115,000
6.77%
Huntsville$265,000
6.77%
Mobile$145,000
6.77%
Montgomery$155,000
6.77%
Tuscaloosa$215,000
6.77%

Alaska

Anchorage$355,000
6.7%
Fairbanks$275,000
6.7%
Juneau$415,000
6.7%
Wasilla$295,000
6.7%
Sitka$375,000
6.7%

Arizona

Phoenix$395,000
6.67%
Tucson$295,000
6.67%
Mesa$415,000
6.67%
Chandler$465,000
6.67%
Glendale$365,000
6.67%

Arkansas

Little Rock$195,000
6.75%
Fayetteville$295,000
6.75%
Fort Smith$155,000
6.75%
Jonesboro$175,000
6.75%
Springdale$265,000
6.75%

California

Los Angeles$925,000
6.55%
San Diego$875,000
6.55%
San Jose$1,350,000
6.55%
San Francisco$1,250,000
6.55%
Fresno$365,000
6.55%

Colorado

Denver$555,000
6.62%
Colorado Springs$430,000
6.62%
Aurora$445,000
6.62%
Lakewood$485,000
6.62%
Fort Collins$525,000
6.62%

Connecticut

Bridgeport$285,000
6.7%
Hartford$195,000
6.7%
Stamford$625,000
6.7%
New Haven$255,000
6.7%
Waterbury$195,000
6.7%

Delaware

Wilmington$225,000
6.67%
Dover$235,000
6.67%
Newark$295,000
6.67%
Smyrna$275,000
6.67%
Middletown$345,000
6.67%

District of Columbia

Washington$620,000
6.57%

Florida

Jacksonville$305,000
6.67%
Miami$555,000
6.67%
Tampa$385,000
6.67%
Orlando$375,000
6.67%
St. Petersburg$355,000
6.67%

Georgia

Atlanta$395,000
6.7%
Savannah$255,000
6.7%
Augusta$175,000
6.7%
Macon$145,000
6.7%
Athens$255,000
6.7%

Hawaii

Honolulu$875,000
6.53%
Kapolei$785,000
6.53%
Hilo$455,000
6.53%
Kailua$1,150,000
6.53%
Pearl City$815,000
6.53%

Idaho

Boise$445,000
6.7%
Meridian$465,000
6.7%
Nampa$365,000
6.7%
Idaho Falls$315,000
6.7%
Pocatello$275,000
6.7%

Illinois

Chicago$295,000
6.69%
Naperville$465,000
6.69%
Rockford$135,000
6.69%
Joliet$245,000
6.69%
Springfield$145,000
6.69%

Indiana

Indianapolis$225,000
6.75%
Fort Wayne$175,000
6.75%
Evansville$145,000
6.75%
South Bend$135,000
6.75%
Carmel$415,000
6.75%

Iowa

Des Moines$195,000
6.74%
Cedar Rapids$185,000
6.74%
Davenport$155,000
6.74%
Iowa City$275,000
6.74%
Waterloo$135,000
6.74%

Kansas

Wichita$175,000
6.74%
Overland Park$365,000
6.74%
Topeka$145,000
6.74%
Lawrence$265,000
6.74%
Olathe$335,000
6.74%

Kentucky

Louisville$215,000
6.74%
Lexington$265,000
6.74%
Bowling Green$235,000
6.74%
Owensboro$175,000
6.74%
Covington$195,000
6.74%

Louisiana

New Orleans$255,000
6.73%
Baton Rouge$215,000
6.73%
Shreveport$155,000
6.73%
Lafayette$215,000
6.73%
Lake Charles$175,000
6.73%

Maine

Portland$425,000
6.68%
Lewiston$225,000
6.68%
Bangor$195,000
6.68%
Augusta$195,000
6.68%
South Portland$375,000
6.68%

Maryland

Baltimore$195,000
6.7%
Silver Spring$475,000
6.7%
Frederick$395,000
6.7%
Rockville$565,000
6.7%
Gaithersburg$445,000
6.7%

Massachusetts

Boston$750,000
6.6%
Worcester$365,000
6.6%
Springfield$255,000
6.6%
Lowell$395,000
6.6%
Cambridge$895,000
6.6%

Michigan

Grand Rapids$245,000
6.72%
Ann Arbor$415,000
6.72%
Lansing$135,000
6.72%
Sterling Heights$245,000
6.72%
Warren$175,000
6.72%

Minnesota

Minneapolis$325,000
6.69%
Saint Paul$285,000
6.69%
Duluth$225,000
6.69%
Rochester$295,000
6.69%
Bloomington$315,000
6.69%

Mississippi

Jackson$135,000
6.75%
Gulfport$165,000
6.75%
Hattiesburg$155,000
6.75%
Southaven$225,000
6.75%
Biloxi$195,000
6.75%

Missouri

Kansas City$215,000
6.73%
Springfield$195,000
6.73%
Columbia$235,000
6.73%
St. Louis$165,000
6.73%
Independence$175,000
6.73%

Montana

Billings$345,000
6.71%
Missoula$475,000
6.71%
Great Falls$255,000
6.71%
Helena$345,000
6.71%
Bozeman$625,000
6.71%

Nebraska

Omaha$245,000
6.73%
Lincoln$255,000
6.73%

Nevada

Las Vegas$395,000
6.7%
Henderson$435,000
6.7%
Reno$495,000
6.7%
North Las Vegas$375,000
6.7%
Sparks$445,000
6.7%

New Hampshire

Manchester$375,000
6.66%
Nashua$415,000
6.66%
Concord$345,000
6.66%
Rochester$345,000
6.66%
Keene$275,000
6.66%

New Jersey

Newark$365,000
6.7%
Jersey City$565,000
6.7%
Paterson$385,000
6.7%
Trenton$175,000
6.7%
Elizabeth$395,000
6.7%

New Mexico

Albuquerque$285,000
6.72%
Las Cruces$235,000
6.72%
Rio Rancho$295,000
6.72%
Santa Fe$535,000
6.72%
Roswell$155,000
6.72%

New York

New York$680,000
6.6%
Buffalo$175,000
6.6%
Rochester$135,000
6.6%
Yonkers$545,000
6.6%
Syracuse$135,000
6.6%

North Carolina

Charlotte$365,000
6.69%
Raleigh$415,000
6.69%
Greensboro$235,000
6.69%
Durham$345,000
6.69%
Winston-Salem$225,000
6.69%

North Dakota

Fargo$275,000
6.72%
Bismarck$295,000
6.72%
Grand Forks$245,000
6.72%
Minot$255,000
6.72%
Williston$285,000
6.72%

Ohio

Columbus$235,000
6.73%
Cleveland$105,000
6.73%
Cincinnati$195,000
6.73%
Toledo$115,000
6.73%
Dayton$95,000
6.73%

Oklahoma

Oklahoma City$195,000
6.76%
Tulsa$175,000
6.76%
Norman$215,000
6.76%
Broken Arrow$235,000
6.76%
Lawton$135,000
6.76%

Oregon

Portland$515,000
6.6%
Eugene$425,000
6.6%
Salem$375,000
6.6%
Bend$625,000
6.6%
Medford$395,000
6.6%

Pennsylvania

Philadelphia$235,000
6.7%
Pittsburgh$195,000
6.7%
Scranton$135,000
6.7%
Allentown$195,000
6.7%
Erie$115,000
6.7%

Rhode Island

Providence$335,000
6.67%
Warwick$325,000
6.67%
Cranston$335,000
6.67%
Pawtucket$285,000
6.67%
East Providence$335,000
6.67%

South Carolina

Charleston$445,000
6.71%
Columbia$215,000
6.71%
Greenville$285,000
6.71%
North Charleston$275,000
6.71%
Rock Hill$255,000
6.71%

South Dakota

Sioux Falls$285,000
6.73%
Rapid City$295,000
6.73%
Aberdeen$215,000
6.73%
Brookings$265,000
6.73%
Watertown$235,000
6.73%

Tennessee

Nashville$410,000
6.72%
Memphis$155,000
6.72%
Knoxville$255,000
6.72%
Chattanooga$255,000
6.72%
Clarksville$275,000
6.72%

Texas

Houston$265,000
6.7%
San Antonio$255,000
6.7%
Dallas$315,000
6.7%
Austin$450,000
6.7%
Fort Worth$295,000
6.7%

Utah

Salt Lake City$515,000
6.68%
Provo$465,000
6.68%
West Valley City$415,000
6.68%
Ogden$345,000
6.68%
St. George$495,000
6.68%

Vermont

Burlington$415,000
6.69%
South Burlington$435,000
6.69%
Rutland$195,000
6.69%
Brattleboro$265,000
6.69%
Montpelier$325,000
6.69%

Virginia

Virginia Beach$325,000
6.67%
Norfolk$255,000
6.67%
Chesapeake$335,000
6.67%
Richmond$285,000
6.67%
Newport News$235,000
6.67%

Washington

Seattle$825,000
6.57%
Spokane$345,000
6.57%
Tacoma$445,000
6.57%
Bellevue$1,150,000
6.57%
Vancouver$445,000
6.57%

West Virginia

Charleston$155,000
6.75%
Huntington$115,000
6.75%
Morgantown$245,000
6.75%
Wheeling$95,000
6.75%
Parkersburg$105,000
6.75%

Wisconsin

Milwaukee$175,000
6.71%
Madison$355,000
6.71%
Green Bay$215,000
6.71%
Kenosha$225,000
6.71%
Appleton$225,000
6.71%

Wyoming

Cheyenne$315,000
6.7%
Casper$265,000
6.7%
Laramie$285,000
6.7%
Gillette$285,000
6.7%
Rock Springs$255,000
6.7%

Mortgage Rates by ZIP Code

Explore hyperlocal mortgage rates by ZIP code for more granular neighborhood-level data.

ZIP 10061New York, NY
6.63%
ZIP 10003New York, NY
6.6%
ZIP 10001New York, NY
6.68%
ZIP 10053New York, NY
6.65%
ZIP 10020New York, NY
6.63%
ZIP 10057New York, NY
6.59%
ZIP 10030New York, NY
6.68%
ZIP 10008New York, NY
6.61%
ZIP 10004New York, NY
6.6%
ZIP 10060New York, NY
6.68%
ZIP 10002New York, NY
6.62%
ZIP 10037New York, NY
6.63%
ZIP 10048New York, NY
6.57%
ZIP 10075New York, NY
6.59%
ZIP 10066New York, NY
6.54%
ZIP 11223Brooklyn, NY
6.65%
ZIP 10025New York, NY
6.68%
ZIP 11211Brooklyn, NY
6.61%
ZIP 10068New York, NY
6.57%
ZIP 10049New York, NY
6.56%
ZIP 90056Los Angeles, CA
6.45%
ZIP 10054New York, NY
6.69%
ZIP 90017Los Angeles, CA
6.56%
ZIP 90009Los Angeles, CA
6.46%
ZIP 90037Los Angeles, CA
6.61%
ZIP 90052Los Angeles, CA
6.62%
ZIP 11205Brooklyn, NY
6.67%
ZIP 90030Los Angeles, CA
6.52%
ZIP 90022Los Angeles, CA
6.57%
ZIP 90016Los Angeles, CA
6.54%
ZIP 10076New York, NY
6.62%
ZIP 77015Houston, TX
6.71%
ZIP 77004Houston, TX
6.72%
ZIP 10080New York, NY
6.63%
ZIP 10028New York, NY
6.55%
ZIP 11220Brooklyn, NY
6.72%
ZIP 77029Houston, TX
6.63%
ZIP 77018Houston, TX
6.68%
ZIP 10012New York, NY
6.64%
ZIP 11106Queens, NY
6.68%
ZIP 77019Houston, TX
6.63%
ZIP 11215Brooklyn, NY
6.63%
ZIP 10063New York, NY
6.53%
ZIP 77012Houston, TX
6.77%
ZIP 11112Queens, NY
6.69%
ZIP 11224Brooklyn, NY
6.73%
ZIP 90014Los Angeles, CA
6.52%
ZIP 10065New York, NY
6.58%
ZIP 11107Queens, NY
6.75%
ZIP 77031Houston, TX
6.64%
ZIP 90010Los Angeles, CA
6.62%
ZIP 90006Los Angeles, CA
6.52%
ZIP 10022New York, NY
6.54%
ZIP 10018New York, NY
6.54%
ZIP 10044New York, NY
6.56%
ZIP 10007New York, NY
6.62%
ZIP 77020Houston, TX
6.68%
ZIP 11201Brooklyn, NY
6.64%
ZIP 11116Queens, NY
6.74%
ZIP 90031Los Angeles, CA
6.64%
ZIP 11206Brooklyn, NY
6.62%
ZIP 60633Chicago, IL
6.67%
ZIP 10460Bronx, NY
6.6%
ZIP 60631Chicago, IL
6.79%
ZIP 77005Houston, TX
6.77%

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Last updated: March 2026. Rates are approximate averages based on regional lending data.